An agency responsible for the development, management and education of the PCI security standards, including the PCI DSS, PA DSS, and PCI PTS. The council
Established to help software vendors and others develop secure payment applications that do not store prohibited data and to ensure their compliance with the PCI
Consists of interchange fees charged to merchants by issuing banks for the ability to accept bankcard transactions combined with fees charged to merchants by acquirers
A category of card-not-present transactions involving purchases made through mail order or telesales companies. In this type of transaction, the merchant typically has a card
People who sell bankcard services to merchants on behalf of ISOs, acquirers and processors. Also known as merchant level salespeople (MLSs) and independent sales agents
When a cardholder’s bank (issuer) reverses all or part of a card transaction back to the merchant bank (acquirer), which typically kicks the transaction back
A document used as a validation tool by merchants and service providers to demonstrate compliance with the PCI DSS. Updated in 2008, it is designed
An auditor, certified by the PCI SSC, who assesses the PCI compliance of payment systems to ensure they are properly protecting card data. The PCI
A processor is any entity that is physically processing a credit card transaction from swipe to settlement. It is a front-end network that enables a
Established by the major payment brands, including American Express Co., Discover Financial Services, JCB International Co. Ltd., MasterCard Worldwide and Visa Inc., the PCI DSS
Insignia Payment Solutions is a registered Independent Sales Organization of Wells Fargo Bank, N.A., Concord, CA. The Clover name and logo are owned by Clover Network, LLC a wholly owned subsidiary of First Data corporation, and are registered or used in the U.S. and many foreign countries.
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